Your budget is your road map that outlines what to expect on a monthly basis to keep track of your income, spending, and savings goals. As discussed last time, having a budget is even more necessary in retirement.

As a business owner, you are likely looking for ways to maximize your retirement savings while incentivizing your employees. One way to achieve both these goals is by offering a 401(k) with a profit-sharing plan…

As a business owner, you are constantly focused on the long-term financial stability of your company. Retirement plans are a great way to help you reduce your taxable income while benefiting your and your employees’ retirement. Besides 401 (k) plans, another retirement plan worth considering is cash balance plans.

You’ve hit the milestone of retirement! Congratulations! But as you know, those bills still keep coming. They don’t stop just because you’ve retired. The continual stream of expenses is why cash flow management is so important in retirement.

Since you are no longer in your peak earning years, you need a different approach, a different way of thinking. How can you best protect the wealth you created over the years and best utilize it to maximize what you will have throughout retirement?

You have a lot on your plate. Sometimes, this busyness affects the time you have available to educate yourself on financial matters as well as impacts your time for financial planning. Let us help you drill down and focus on a few key areas.